Business Insurance

Protect what you’ve built. Plan for what’s ahead.

Running a business comes with enough challenges — your insurance shouldn’t be one of them. We help New Zealand businesses secure the right cover to protect their people, assets, and income, without overpaying or being underinsured.

Whether you’re a sole trader, growing SME, or established company, we’ll tailor a solution that fits how your business actually operates.

Get Started

Get the right cover

We take the time to understand:

  • What your business does day-to-day
  • Where your real risks lie
  • How your business may evolve in the future
  • What you can afford to self-insure vs transfer

Then we match you with cover that’s practical, relevant, and cost-effective.

Request insurance review

Not all policies are created equal. The difference between a good policy and the right policy often comes down to the fine print.

- Rob Huggins (Director)

Insurance Solutions

Business Interruption Insurance

Covers lost income and ongoing expenses if your business can’t operate due to an insured event.

Commercial Motor Insurance

Protection for vehicles used in your business, including fleets.

Contract Works Insurance

Essential for builders and contractors — covers projects under construction.

Cyber Insurance

Cover for data breaches, cyber attacks, and business disruption from digital threats.

Management Liability Insurance

Protection for directors and officers against claims relating to management decisions.

Material Damage (Business Assets)

Protect your buildings, contents, tools, stock, and equipment from loss or damage.

Professional Indemnity Insurance

Cover for claims arising from advice, services, or professional errors.

Public Liability Insurance

Protection if your business causes injury or property damage to a third party.

Why Choose High Street
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One-on-one personal service from an experienced insurance professional

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No unpleasant surprises when it comes time to make a claim

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Confidence you’re not overpaying, with no head office fees

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Ongoing support, advice, and guidance when you need it

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Reach out today to discuss your insurance needs and let us help you safeguard what matters most.

Get Expert advice
Valerie Rowe-Mitchell
Great service, thank you Rob! We appreciate your knowledge and expert advice.
Kieran
Excellent support and very easy to deal with!
Anita Drabble
Robert has been extremely helpful at a very challenging time. Quick to organise everything we needed.Highly recommend.
Dyllan Turnbull
Rob and the Team are awesome to deal with, made things easy and great explanations. Great service and friendly advice 10/10 recommend
John McAdams
Quick response from Robert & on the ball with best rates. A lot of changes in the Insurance Industry so good advice is gold.
jasper Osborne
Rob and his team have always been fantastic to deal with, from the start they made everything easy to understand while asking the right questions to make sure all parts where covered
Carmen Cristescu
Really easy to deal with and genuinely cares about getting the right cover, not just selling a policy. Highly recommend if you want honest advice.
Michael and Nina Owen
Came to Rob with a problem around insuring a property and was sorted with lightning speed and accuracy. Couldn't recommend highly enough!
Get started

Trust High Street Insurance Brokers to secure the right cover for you or your business.

    High Street Insurance Brokers logo w
    Request Insurance Review

    Email - rob.huggins@hsib.nz

    Phone - 021 240 2140

    Office - 54a Ascot Road, Mount Maunganui, 3116

    Request Insurance Review