Rural Insurance

Specialist Rural Insurance Cover

Specialist insurance solutions for rural properties, farms, and lifestyle blocks — tailored to the way you live and work.

At High Street Insurance Brokers, we understand that rural insurance isn’t just about protecting assets — it’s about safeguarding your livelihood, your land, and your future.

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Practical Rural Cover

From farm buildings and machinery to livestock and liability, we take the time to understand your setup and structure cover that reflects how your property operates day to day.

Whether you’re running a working farm or managing a lifestyle block, we make sure your insurance is practical, relevant, and fit for purpose.

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Rural properties come with unique risks that standard policies don’t always account for.

- Rob Huggins (Director)

Insurance Solutions

Business Interruption

Protection against loss of income following an insured event, helping keep things running while you recover.

Farm Buildings & Infrastructure

Cover for homes, sheds, barns, and essential farm structures, protecting against damage, loss, and unexpected events.

Farm Machinery & Equipment

Protection for tractors, implements, and working equipment, helping minimise disruption if key machinery is damaged or lost.

Farm Vehicles

Cover for utes, trailers, and other farm-use vehicles, whether on the road or operating on your property.

Livestock Insurance

Cover for stock against specified risks and unexpected loss, giving you added protection for one of your most valuable assets.

Public & Rural Liability

Protection against third-party injury or property damage, helping safeguard you from unexpected legal and financial risks.

Why Choose High Street
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One-on-one personal service from an experienced insurance professional

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No unpleasant surprises when it comes time to make a claim

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Confidence you’re not overpaying, with no head office fees

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Ongoing support, advice, and guidance when you need it

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Reach out today to discuss your insurance needs and let us help you safeguard what matters most.

Get expert advice
Valerie Rowe-Mitchell
Great service, thank you Rob! We appreciate your knowledge and expert advice.
Kieran
Excellent support and very easy to deal with!
Anita Drabble
Robert has been extremely helpful at a very challenging time. Quick to organise everything we needed.Highly recommend.
Dyllan Turnbull
Rob and the Team are awesome to deal with, made things easy and great explanations. Great service and friendly advice 10/10 recommend
John McAdams
Quick response from Robert & on the ball with best rates. A lot of changes in the Insurance Industry so good advice is gold.
jasper Osborne
Rob and his team have always been fantastic to deal with, from the start they made everything easy to understand while asking the right questions to make sure all parts where covered
Carmen Cristescu
Really easy to deal with and genuinely cares about getting the right cover, not just selling a policy. Highly recommend if you want honest advice.
Michael and Nina Owen
Came to Rob with a problem around insuring a property and was sorted with lightning speed and accuracy. Couldn't recommend highly enough!
Get started

Trust High Street Insurance Brokers to secure the right cover for you or your business.

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    Request Insurance Review

    Email - rob.huggins@hsib.nz

    Phone - 021 240 2140

    Office - 54a Ascot Road, Mount Maunganui, 3116

    Request Insurance Review