Personal Insurance

Tailored Personal Insurance Solutions

Protect what matters most with insurance that’s tailored to your life — not a one-size-fits-all policy.

At High Street Insurance Brokers, we help individuals and families across New Zealand secure the right personal insurance cover with clear advice, competitive pricing, and ongoing support you can rely on.

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Insurance That Fits Your Life

We take the time to understand your situation and recommend cover that gives you confidence — whether it’s protecting your home, your vehicles, or your income.

You’ll get straightforward advice, tailored options, and the reassurance that you’re properly covered without paying for things you don’t need.

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Your personal insurance should reflect your lifestyle, your assets, and your future plans.

- Rob Huggins (Director)

Insurance Solutions

Boat & Marine Insurance

Cover for boats, jet skis, and watercraft, whether in use, in storage, or being transported.

Business Interruption

Protection against loss of income following an insured event, helping keep things running while you recover.

Contents & Valuables

Protection for jewellery, art, collections, and high-value personal items, with cover tailored to reflect their true worth.

Contents Insurance

Cover your belongings with the right level of protection, ensuring everything from everyday items to valuables is properly accounted for.

Farm Buildings & Infrastructure

Cover for homes, sheds, barns, and essential farm structures, protecting against damage, loss, and unexpected events.

Farm Machinery & Equipment

Protection for tractors, implements, and working equipment, helping minimise disruption if key machinery is damaged or lost.

Farm Vehicles

Cover for utes, trailers, and other farm-use vehicles, whether on the road or operating on your property.

High-Value Home Insurance

Cover for premium homes with accurate rebuild values, ensuring your property is fully protected against damage, loss, and unexpected events.

Holiday Homes & Secondary Properties

Insurance for additional residences and investment properties, including protection for periods of vacancy or guest use.

Home Insurance

Protect your home against damage, loss, and unexpected events like fire, storms, or natural disasters, with cover tailored to your property.

Landlord Insurance

Protection for rental properties, including cover for tenant damage, loss of rent, and liability risks.

Lifestyle Property Insurance

Tailored cover for rural and semi-rural properties, including homes, outbuildings, and associated risks.

Livestock Insurance

Cover for stock against specified risks and unexpected loss, giving you added protection for one of your most valuable assets.

Marine & Watercraft

Cover for boats, yachts, and high-value watercraft, whether in use, in storage, or being transported.

Prestige Vehicle Insurance

Cover for luxury, performance, and collector vehicles, protecting against damage, theft, and agreed-value loss.

Public & Rural Liability

Protection against third-party injury or property damage, helping safeguard you from unexpected legal and financial risks.

Travel Insurance

Comprehensive cover for frequent or international travel, including protection for medical events, cancellations, and disruptions.

Vehicle Insurance

Comprehensive cover for your car, ute, or lifestyle vehicles, protecting against accidents, theft, and damage.

Why Choose High Street
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One-on-one personal service from an experienced insurance professional

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No unpleasant surprises when it comes time to make a claim

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Confidence you’re not overpaying, with no head office fees

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Ongoing support, advice, and guidance when you need it

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Protect What Matters Most With High Street Insurance Brokers

I want to review my cover

Reach out today to discuss your insurance needs and let us help you safeguard what matters most.

Get Expert Advice
Valerie Rowe-Mitchell
Great service, thank you Rob! We appreciate your knowledge and expert advice.
Kieran
Excellent support and very easy to deal with!
Anita Drabble
Robert has been extremely helpful at a very challenging time. Quick to organise everything we needed.Highly recommend.
Dyllan Turnbull
Rob and the Team are awesome to deal with, made things easy and great explanations. Great service and friendly advice 10/10 recommend
John McAdams
Quick response from Robert & on the ball with best rates. A lot of changes in the Insurance Industry so good advice is gold.
jasper Osborne
Rob and his team have always been fantastic to deal with, from the start they made everything easy to understand while asking the right questions to make sure all parts where covered
Carmen Cristescu
Really easy to deal with and genuinely cares about getting the right cover, not just selling a policy. Highly recommend if you want honest advice.
Michael and Nina Owen
Came to Rob with a problem around insuring a property and was sorted with lightning speed and accuracy. Couldn't recommend highly enough!
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Trust High Street Insurance Brokers to secure the right cover for you or your business.

    High Street Insurance Brokers logo w
    Request Insurance Review

    Email - rob.huggins@hsib.nz

    Phone - 021 240 2140

    Office - 54a Ascot Road, Mount Maunganui, 3116

    Request Insurance Review