Personal Insurance

Protecting Your Home & Lifestyle

Home is more than just a house—it's where life happens. Whether it's your home, your belongings, your vehicles or the things you've worked hard to own, insurance is about protecting the lifestyle you've built. We'll take the time to understand what's important to you and recommend cover that's right for your situation—not simply the cheapest option. That's Advice before Price.

More than just a policy

When life changes so should your insurance. Buying a new home, renovating, growing your family or purchasing something special—these are all good reasons to review your cover and make sure it still reflects your life today.

Your personal insurance should reflect your lifestyle, your assets, and your future plans.

- Rob Huggins (Director)

What We Advise On

Contents & Valuables

Protection for jewellery, art, collections, and high-value personal items, with cover tailored to reflect their true worth.

Contents Insurance

Cover your belongings with the right level of protection, ensuring everything from everyday items to valuables is properly accounted for.

Holiday Homes

Insurance for additional residences and investment properties, including protection for periods of vacancy or guest use.

Home Insurance

Protect your home against damage, loss, and unexpected events like fire, storms, or natural disasters, with cover tailored to your property.

Landlord Insurance

Protection for rental properties, including cover for tenant damage, loss of rent, and liability risks.

Lifestyle Property Insurance

Tailored cover for rural and semi-rural properties, including homes, outbuildings, and associated risks.

Marine & Watercraft

Cover for boats, yachts, and high-value watercraft, whether in use, in storage, or being transported.

Motor Vehicle Insurance

Covers your car, ute or motorbike against accident damage, theft and the cost of damage you cause to others on the road.

Why Choose High Street
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Advice before Price

Honest, straightforward advice you can genuinely trust

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Experience

Nearly 30 years' experience in the insurance industry

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Claims Support

High Street Insurance brokers are here when you need it most

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Produdly Local

Based in the BOP, trusted throughtout New Zealand

Protect What Matters Most With High Street Insurance Brokers

Protect What Matters Most With High Street Insurance Brokers

Reach out today to discuss your insurance needs and let us help you safeguard what matters most.

Debbie Scott
Rob is very helpful and efficient.
Chrisy Te Maro
Robert was very efficient, easy uncomplicated process to get insured, just the way I like it.
Miri Hare
Thank you Robert for sorting our insurance provider. Really appreciate your fast response, comms and getting this issue sorted for my husband and I. Thank you again.
Vicky Guild
I am so grateful to have Rob working on my behalf when purchasing my first home as I quite literally knew nothing about home insurance. He made the process so easy and as stress free as possible, even when the situation changed at the last minute under tricky circumstances. I would recommend Rob to anyone who values good communication and support dealing with insurance.
astro ford
Rob has done my buisness insurance the past year and I have had exceptional service. Great, practical insurance advice that covers what I need for when I need it.
Sammie Johnson
Super easy to deal with - exceptional service. Highly recommended for any business. Thanks Rob!
Mildred Goliath
Robert was incredibly efficient in sorting out my insurance and made the whole process much easier for me.
Valerie Rowe-Mitchell
Great service, thank you Rob! We appreciate your knowledge and expert advice.
Let's start with a conversation

Whether you're buying your first home, reviewing your insurance or simply looking for a second opinion, we'd love to help.